Diagnostic
A calibrated baseline test, taken solo, that maps exactly where you stand across retirement savings and income planning, investment planning, and the general principles of financial planning before you study anything.
About the CFP exam
The CFP Certification Exam from CFP Board tests whether you can apply financial planning knowledge across eight areas, led by retirement savings and income planning (18%), investment planning (17%), general principles (15%) and tax planning (14%), and including the psychology of financial planning. It is one requirement for CFP certification, alongside education, experience and ethics standards. The exam has 170 multiple-choice questions, including stand-alone, short scenario and case study items, taken in two 3-hour sections with a scheduled 40-minute break. It is pass/fail, and CFP Board sets the passing score for each exam without publishing it in advance. Content still follows the 2021 Principal Knowledge Topics. Edureify's plan budgets roughly 170–235 hours of study.
The Edureify Readiness System
Edureify runs on one loop: a Diagnostic maps exactly where you stand across retirement savings and income planning, investment planning, and the general principles of financial planning before you study anything, an adaptive Roadmap turns that into a day-by-day plan weighted toward your actual gaps, a self-paced Practice Loop of questions, mock exams, and spaced review builds mastery topic by topic, and an Intervention layer steps in the moment your progress stalls. Every session feeds back into a live Readiness Score that predicts when you'll be exam-ready and names the specific topics still holding you back — not a completion percentage frozen at the end of a course.
Adaptive roadmap
A day-by-day plan built from your diagnostic and rebuilt automatically as you progress — weighted toward your actual gaps, not a generic syllabus.
Practice loop
Practice questions, mock exams, and spaced-repetition review, self-paced, with mastery tracked across retirement savings and income planning, investment planning, and the general principles of financial planning.
Readiness prediction
A live score with a predicted ready-by date and the specific topics still dragging it down, recalculated after every session.
Certifying a team for CFP, not just yourself?
Edureify also runs as a team platform for L&D leaders: every team member gets the same self-paced diagnostic-to-readiness loop, and managers get a live dashboard showing each person's Readiness Score, predicted ready-by date, and what's specifically holding them back — plus a portfolio view for reporting on CFP readiness across the whole team.
How Kaplan Financial Education (College for Financial Planning) approaches CFP prep
Kaplan Financial Education, through the College for Financial Planning, is a long-established CFP specialist. Its CFP Exam Prep Review comes as Essential ($650, self-study) or Premium ($1,495), with Premium adding 11 archived live online sessions or 4-day onsite classes, a Review QBank and mock exam, an AI Tutor and PassProtection.
Kaplan Premium already guides your study: a Performance Tracker identifies focus areas, an Activity Feed steers weekly work, and a free assessment exam is available. What wasn't found is a predicted readiness score or ready-by date, so deciding when to sit still rests on your mock results.
Edureify's diagnostic covers all eight CFP areas, the roadmap is rebuilt daily around your gaps in retirement, investment and tax planning, and the Readiness Score forecasts a ready-by date.
Edureify and Kaplan Financial Education (College for Financial Planning), feature by feature
Kaplan's Premium review is a comprehensive, CFP-specific program with live teaching and written refund-or-re-enroll terms.
| Feature | Edureify | Kaplan Financial Education (College for Financial Planning) |
|---|---|---|
| Diagnostic baseline test | Included | Varies |
| Predictive Readiness Score | Included | Not included |
| Adaptive daily roadmap | Included | Varies |
| Predicted ready-by date | Included | Not included |
| 1:1 AI tutor (persistent session memory) | Included | AI Tutor, 24/7 (Premium) |
| Live instruction | Not included | Premium: 11 live online sessions or 4-day onsite |
| Question bank and mock exam | Included | Included |
| Pass protection terms | Not included | PassProtection (Premium only) |
| Price | $49–$599 | $650 Essential / $1,495 Premium |
Kaplan details were checked November 2026 against kaplanfinancial.com, including its PassProtection page; terms and prices change, so confirm them with Kaplan.
See what's included in the Edureify CFP program
View the CFP programWhat each one costs
Prices move with promotions and bundle contents — check both providers before you buy.
Kaplan — CFP® Exam Prep Review, Premium (Essential also available)
$1,495 Premium / $650 Essential
Premium: live online, on-demand or onsite review, Review QBank and mock exam, AI Tutor, Performance Tracker and PassProtection. Essential: self-study.
Access Until end of exam month; QBank 12 months
Edureify CFP Program
$49–$599
Diagnostic, adaptive roadmap, practice loop, your Readiness Score, and unlimited AI tutor sessions.
Access 1 year
Track record and outcomes
Edureify outcomes
Readiness visibility
Forecast
Edureify publishes no pass rates; it shows your own Readiness Score and predicted ready-by date as you study.
Kaplan Financial Education (College for Financial Planning) outcomes
Kaplan-reported pass rate
98% (Kaplan survey)
Kaplan reports a 98% first-time pass rate among surveyed Premium completers (survey 4–20 March 2026; 116 first-time respondents of 141 eligible).
PassProtection
Premium only
Kaplan states that if you fail within one year (three exam cycles) of enrolling, you can choose a 100% Premium tuition refund (requires 80%+ on both parts of the review mock exam and your score report within 4 months) or one free Premium re-enrollment.
What studying on each one feels like
User experience — Edureify
A date to plan around
With a six-hour exam and months of study, a predicted ready-by date helps you choose an exam window.
Gaps named, not guessed
The Readiness Score points to the specific topics, such as retirement distribution rules or estate planning, still holding you back.
User experience — Kaplan Financial Education (College for Financial Planning)
Live or onsite teaching
Premium includes live online sessions with archives, or a 4-day onsite class.
Written PassProtection
Kaplan publishes the conditions for its refund-or-re-enroll protection on Premium.
Questions people ask before choosing
What does Kaplan's PassProtection cover?
On Premium only, Kaplan offers either a 100% Premium tuition refund or one free re-enrollment if you fail within a year of enrolling. The refund requires 80%+ on both parts of the review mock exam and your score report within four months. Read Kaplan's terms before relying on it.
Is Kaplan's 98% pass rate comparable to anything Edureify publishes?
Kaplan's figure comes from its own survey of Premium completers. Edureify does not publish pass rates; it gives each learner a personal Readiness Score instead.
Does Kaplan tell me when I'm ready?
Premium's Performance Tracker identifies focus areas and the mock exam gives you a benchmark, but no predicted readiness score was found. Edureify's Readiness Score is built to forecast that.
How long is access?
Kaplan's online assets run until the end of your exam month, with the Review QBank available for 12 months. Edureify runs for one year.
Edureify vs Kaplan Financial Education (College for Financial Planning): which is right for you?
Kaplan Premium is a strong fit if you want live teaching, a CFP-specialist curriculum and the safety net of PassProtection, and the $1,495 price works for you.
Edureify suits candidates who want a lower-cost, self-paced plan that forecasts their ready-by date and keeps adapting to weak areas across all eight domains.
For an exam this long, choose the structure you will actually keep up for months.
Start with Edureify